Westford officials reviewed the town’s employee health insurance program, finding it competitive, solvent, and popular with employees, but vulnerable to rising costs, legislative changes, and claims risk. Consultants outlined savings options, including state and joint purchasing plans, while warning that cost reductions could shift burdens to employees and create friction.

As Westford faces a looming structural deficit, exhausted one-time funds, and major capital projects that could add nearly $1,000 to tax bills, voters have real choices this election. In contested Select Board races and the Housing Authority contest, the central question is clear: will candidates pursue spending restraint and innovation, or simply pass the burden…